Employers that sponsor health plans for employees are dealing with increasing costs and the challenges of providing quality care at affordable prices. One of the approaches that employers are considering is moving primary health care to the workplace by means of onsite (or near-site) clinics for employees and their families. Similarly, the addition of electronic means of communication between patients and medical professionals (telemedicine) is becoming more common. Both can help health plans save on costs and, if properly structured and administered, can provide quicker and more economical care for employees. But implementing either approach requires that the onsite or telemedicine coverage be coordinated with other coverage offered by the employer. For example, onsite clinics and telemedicine can render employees ineligible for High-Deductible Health Plans (HDHPs) and Health Savings Accounts (HSAs), or might inadvertently create a health plan that must comply with the ACA (including potential excise taxes and penalties), or might constitute an Employee Assistance Plan (EAP). The use of telemedicine for mental health care may raise problems under the Mental Health Parity and Addiction Equity Act (MHPAEA).
Join Christine Williams, founder of Health Plan Plain Talk, as she explains the potential issues and how to deal with them.
WHAT YOU’LL LEARN
This webinar will cover:
- What do telemedicine and onsite clinics cover and how do they operate?
- How can onsite clinics and telemedicine interfere with HDHP and HSA eligibility?
- Do all onsite clinics and all telemedicine delivery constitute ERISA/ACA plans?
- Do state medical licensing laws come into play?
- Do COBRA and HIPAA apply to onsite clinics or telemedicine?
- Is an onsite clinic taxable to the owner?
- May an employer offer health coverage that consists of only an onsite clinic or telemedicine?
- Is an onsite clinic or telemedicine provider a business associate of the employer sponsoring the plan?
- AND MUCH MORE!
YOUR CONFERENCE LEADER
Your conference leader for “Thinking About Telemedicine or an Onsite Clinic for Employees? Be Aware of Potential Problems” is Christine Williams. Ms. Williams is the founder of Health Plan Plain Talk and has practiced employee benefits law since 1987, both in private practice and as in-house counsel to a Fortune 100 company. She has extensive experience with all types of health and welfare plans, and was the editor and a contributing author of HIPAA Portability, Privacy, & Security, published by the Employee Benefits Institute of America (EBIA), a division of ThomsonReuters, and is now a contributor to that publication. She was also a contributing author of Health Care Reform for Employers and Advisors, also published by EBIA. She has provided advice on HIPAA, health care reform, and regulatory compliance to a wide range of health plans, employers that sponsor health plans, plan service providers, and business associates. She has extensive experience teaching seminars for employee benefit professionals, and before moving into employee benefits Ms. Williams was a professor at University of Maryland School of Law. She earned her J.D. degree from the University of Kentucky College of Law.